Terms and Conditions
Welcome to Amar Khamar, a digital Agri-Fintech platform connecting agricultural entrepreneurs, farmers, and responsible investors. By accessing and using our platform, mobile app, website, or funding services, you agree to the following Terms & Conditions:
This agreement sets out the terms and conditions ("Terms") between you ("you", "Funder") and Amar Khamar ("we", "us", or "the Company") that apply when you choose to support local farmers by funding their agricultural initiatives through our platform.
Our role is to facilitate the connection between you and the farmers through our Platform. Entering into this agreement does not mean that we have evaluated or guaranteed the suitability of this service for you.
Your acceptance of these Terms is confirmed when you register as a funder on our platform. By continuing to use our website and Platform, you also agree to abide by our Privacy Policy, accept our Terms of Use, and consent to receive all communications related to funding.
We encourage you to read these Terms & Conditions thoroughly and carefully.
1. Legal Information
Amar Khamar is a registered company in Bangladesh offering digital solutions that connect funders with local farmers. Our platform enables individuals to support farming initiatives, while farmers get the resources needed to cultivate their land.
2. Farm Funding & Updates
As a funder, you’ll receive updates about your supported farm through our mobile app. These updates will include essential progress reports throughout the farming cycle from the time your fund is received.
3.How Funding Works
Your funding covers all upfront costs like land lease, seeds, livestock, fertilizers, and farm management. Once the farming cycle begins, your contribution is locked in until the cycle ends. No refunds are allowed during this period.
You can fund via online transfer, cheque, or direct deposit. We’ll acknowledge receipt via email if criteria are met. A physical receipt is issued only when funds are collected by authorized personnel. Upon a successful completion of project, profit will be sent to you. You can choose to withdraw or reinvest in a new farming cycle. Terms of reinvestment will follow the policies active at that time.
Amar Khamar reserves the right to adjust earnings if directed by government or regulatory bodies.
We are not responsible for payment delays due to incorrect bank info, funder inaccessibility, bank holidays, or unforeseen circumstances like strikes or power outages.
4. Upon Death or Legal Incompetence
If a funder passes away or becomes legally incapable, any profit from the completed farming cycle will be paid to the nominated beneficiary. If no nominee was listed, the amount will be transferred to the registered bank account or handed over to legal heirs upon submission of valid documents.
5. Funder Declaration
By using Amar Khamar, you confirm that:
You’re 18 or older and legally able to make financial decisions
All personal and banking info provided is accurate
You understand the risks involved
You are funding with your own lawful money
If acting on behalf of another entity, you are authorized to do so
You are not violating any laws by using this service
6. Data Privacy
Access to your account is protected by a unique username and password. Keep them confidential.
You agree not to misuse the platform, attempt unauthorized access, or automate any activity.
We may restrict access during maintenance or if we detect suspicious activity.
7. Farm Visit Policy
To request a farm visit you can contact us through our official hotline and email. Only one additional guest may accompany you.
8. Governing Law & Dispute Resolution
All agreements are governed by the laws of Bangladesh. Any unresolved disputes will be settled through arbitration under the Arbitration Act, 2001.
9. Privacy
By using our services, you acknowledge and agree to our Privacy Policy, which may be updated from time to time.
10. Liability
Amar Khamar is not liable for any losses if a farm does not perform as expected. You agree to compensate us for losses or damages caused by:
Misuse of the platform
Sharing false or incomplete information
Unauthorized access to your account
Violations of intellectual property or these terms
11. Tax Responsibility
Any tax obligations on your earnings from farm funding are your own responsibility. Amar Khamar will not deduct or manage taxes unless legally required.
12. Refund Policy
Refunds are accepted within 15 working days of invoicing. 2.5% transaction fee applies to refund. Refunds will only be made through bank transfers (no cash refund)
13. Termination of Terms
You can terminate your agreement once all project cycles are completed by notifying us in writing. Amar Khamar may also terminate your access without notice.
